CREDIT REPAIR SERVICES BY
Credit DIVA
Get off the road to bad credit and get on the good credit journey.
Our Services
Credit Repair, Credit Education & Business Credit.
About Company
2646 South Loop West, #566
Houston, TX 77054
Contact Us
(713) 665-7100 wvalerie@swbell.net
HOW IT WORKS
The Credit Diva has a proven process that works.
1. GET STARTED
SIGN UP!
3. LET US WORK
CREDIT EVALUATION
2. LEARN
FOLLOW THE PLAN
4. PROGRESS
CREDIT SCORE INCREASES
The Credit Diva Credit Repair process is easy to follow. Sign up by sending your credit report. Our team will evaluate your credit and come up with a plan. We will also dispute any inaccurate information on your report. You follow the plan we set up and send us all updates you receive and then you sit back and watch your score soar.
Why Choose the CREDIT DIVA
Having bad credit shouldn’t stop you from getting the things you need. Valerie Wells has been helping people in the Houston, TX area and across the US for many years. We have the resources to get your credit restored fast. Credit repair can help you in many areas of life not just with purchasing items.
Stop Being Turned Down
Bad credit can prevent you from being approved for a new car or home. Some jobs even check credit prior to extending an offer. Credit repair can turn a NO into a YES.
Stop Paying More
People with poor credit pay more. If you get approved for any credit it’s often at much higher interest rates. Over the life of a purchase you can pay 10 times more than you would if you had good credit. Credit repair helps you pay the going rate for goods and services rather than being over charged.
Learn to Make Better Choices
In addition to removing errors and cleaning up your credit report; when you work with the CreditDiva you get a top notch education in money and credit management. You get the skills to maintain and continue to improve your credit for life.
THE PROMISE
If your credit report is a mess and you are wondering where to begin cleaning and fixing your bad credit, the Credit Diva will evaluate your credit and help you find a plan to improve your scores.
CREDIT DIVA
HOW YOUR CREDIT SCORE IS CALCULATED
Quite a few factors influence your credit score.
Payment History
Scores are calculated using different pieces data, this data is grouped into five categories.
1. Payment History
Payment History, on time and late payments, makes up 35% of your score.
2. AMOUNT OWED
The total amount you Owe on your accounts makes up 30% of your score.
3. CREDIT HISTORy
The total length of your Credit history, or age, accounts for 15% of your score.
4. New Credit
New Credit Accounts and inquiries make up 10% of your score.
5. Types of Credit
10% of your score is made up of the types of account on your report.
Positive & Negative
Your score considers both positive and negative information in your credit report.
OTHER INFO
Information like income may be considered but aren’t part of your score.
and below below is Poor
and above is Good.
years negative items remain
CREDIT DIVA
MEET THE CREDIT DIVA TEAM
For years, the CreditDiva and her team have been helping people repair their credit, manage their finances, and meet goals like home ownership. Meet the team who helps her make dreams come true.
Valerie Wells
Founder, CEO, CreditDiva
Tamesha Wells
Realtist
Leslie LaRose Nash
Owner, Leslie’s Furniture
CREDIT DIVA
GUIDELINES
The CreditDiva process is a shared one; I have duties to complete for you and you have duties you must complete. Click below to learn more and to learn about our other services.
CONTACT CREDIT DIVA
2646 South Loop West, #566
Houston, TX 77054
(713) 665-7100 | wvalerie@swbell.net
Send Us Message
Click here to reach out to the CreditDiva with questions, comments, or opportunities. We will get back to you just as soon we can.
